Tax-Free Retirement Income

  • Individuals
  • Corporations
  • Partnerships
  • Sole Proprietors
  • Single Member LLCs


We can help you with IRS COMPLIANT STRATEGIES, to secure a Tax-free Retirement Income to age 100 and beyond, including a spouse; eliminate Required Minimum Distributions on tax-qualified savings plans, such as, 401(k)s and IRAs, and reduce or eliminate the Federal tax on your Social Security Income.

Tax-Qualified Retirement Savings Plans

The Pension Protection Act of 2006 allows a Corporation, Partnership, Single Member LLC to Custom Design a Retirement Savings Plan that is suitable for its needs and objectives.  

A custom designed plan can include the traditional 401(k) salary deferral; profit sharing; pension; IRC §401(h) account; and life insurance.

The §401(h) account is for full reimbursement of post-retirement out-of-pocket healthcare expenses, i.e., healthcare that is not covered by Medicare and Medicare Supplemental Insurance Policies. The reimbursement is income tax-free.

Depending on the circumstances, some plan designs allow over $1 million of tax-deductible contributions in the first year followed by hundreds of thousands of tax-deductible contributions each year thereafter.


Charitable Planned Giving

Over the years, Congress has been generous regarding Charitable Planned Giving.  Their intent is to relieve some of the financial pressures in helping the poor and needy from the U.S. Treasury.

The Internal Revenue Code provides many strategies for individuals, corporations, and partnerships to have the joy of giving and receive a charitable income tax deduction.

Wealth Replacement:
A lifetime of giving is returned to beneficiaries, income tax-free upon death.

This is an IRS Compliant strategy for individuals, corporations, and partnerships.  Take a moment to learn more about this valuable tool in Giving.