Meet Rick English

Howdy, Folks.  My name is Rick English, and pictured with me is “Starbuck.”  I call him “Bucky-boy.”  He’s a Missouri Foxtrotter; and, Wow! What a fantastic show horse!  Over the years, he’s surely won his share of blue ribbons!  He’s such a good boy, and definitely the Alpha Male around here. 

I use IRS COMPLIANT STRATEGIES to help Business Owners, Partnerships, Sole Proprietors, Individuals, and Single Member LLCs reduce, and even eliminate, Federal Income Taxes (0.00%), as well as other taxes.  Tax reduction is one of the best; if not, the best, method of creating wealth. 

I also use IRS COMPLIANT STRATEGIES to secure a dependable, tax-free retirement income that will be there to age 100, and beyond, including a spouse.

Most successful people want to give back.  The IRS allows many Charitable Giving strategies that fulfill the joy of giving while being rewarded with a charitable income tax deduction.


How I Got Started

I began my business in the financial services industry on April 17, 1991. 

I experienced a “meteoric” rise in consumer products right out of college.  I worked for two Fortune 100 companies in executive management.  At age 30, I voluntarily left the corporate world because in those days promotion and higher incomes were not based on merit.  That’s not my personality.  I’m an independent thinker and a “doer.”  I believe in rewards and promotion based on skill, training, education, and good ‘ol HARD WORK!  

I was a novice to the financial services industry I decided to enter, but I was comforted knowing in my heart that it was a new chapter in my life ordained by God.  Looking back over 30 years, it certainly was. 

I didn’t have a mentor, a client base, or a father who could teach me the ropes.  All I had was a phone, a makeshift desk, a telephone book, and a very supportive wife.  Turns out . . . that was more than enough.

My REAL Success Secret

God the Father has been a part of me all my life.  Even as a little kid I was somehow aware of His presence.  Yes, God is my Heavenly Father and His Son, the Lord Jesus Christ, the Second Member of the Trinity, is my Lord and Savior.  

As I got to know the Lord, he became the earthly “father” I didn’t have.  Don’t get me wrong, my Dad loved me, and my brothers very much, but he was never around due to the traveling sales job he held from 1958 to his retirement in 1981.  Sadly, I never knew my Dad, but always loved and admired him.

I got to know God through His Word – – the Holy Bible, which to this day, I read, study, and learn from.  I began reading it on my own.  I didn’t have a plan, much less any guidance, but I read and studied it diligently.  I learned to pray about what I was reading so I could get understanding about Life and Truth.  I was a man after God’s own heart.  And just as He promises, I grew in the good things He gives His children – – Truth, Knowledge, Wisdom, Understanding, Discretion, and more.

These Truths (Scriptures) have been my foundation since 1985:

“This Book Of The Law Shall Not Depart Out Of Your Mouth, But You Shall Meditate On It Day And Night That You May Observe And Do According To All That Is Written In It. For Then You Shall Make Your Way Prosperous, And Then You Shall Deal Wisely, And Then You Will Have Good Success”

Joshua 1:5


Roll your works unto the Lord [commit and trust them wholly to Him; He will cause your thoughts to become agreeable to His will, and] so shall your plans be established and succeed.

Proverbs 16:3 

Those Scripture verses are the reason for the success my wife and I enjoy.  But more importantly, they define who I am. 

There’s more . . .

People want to “Pigeon Hole” others.  I think it helps them overcome fears, anxiety, and uncertainty. 

I'm not in these Pigeon Holes:

For example, I’m not any of one nor a combination of the following:

  • Conservative
  • Liberal
  • Republican
  • Democrat
  • Socialist
  • Communist
  • Maoist
  • Baptist
  • Methodist
  • Catholic
  • Presbyterian
  • Lutheran
  • Church of Christ
  • New Age
  • Jew
  • Muslim
  • Buddhist
  • Independent
  • Scientologist
  • Etc., Etc., Etc. .

I'm in the Pigeon Hole called Truth:

What and Who I am is love and TRUTH.  Love is the twin to Truth, so you should understand what Truth is. Here’s some characteristics of to help you.  Truth is:

  • Absolute
  • Eternal
  • Undeniable
  • Irrefutable
  • Unchangeable
  • Dependable
  • Un-yielding
  • Uncompromising
  • Life
  • Light
  • Of Un-Created Deity
  • The Majesty of Divine Rule
  • The Divine Order pre-ordained for all Creation – the Heavens and the Earth
  • Iron-fisted Laws – moral, physical, spiritual
  • A Living Thing
  • Love

"Truth IS what Works . . . and Love Never Fails”

Here’s what we all need to understand about Truth.  It’s the root of character, the foundation of all happiness, the adjustment to all inharmonious circumstances and conditions under the Sun, and the whole duty of each of us in interacting with one another.

Truth is the law that governs absolute success.  You’ll find the laws and principles about Truth recorded in the Holy Bible beginning as far back as 1,688 BC.  You’ll learn the basics, such as persistence, diligence, and patience.  There’s so much Light and Truth that God has given us in His Word to be successful in spirit, soul, body, finances, and socially.

The cartoon in the margin continues to make me laugh.  It exemplifies persistence – – NEVER GIVE UP!  

Working with Others

I don’t have a “Sales Agenda.” I listen to your words, put what you want and need FIRST.   

A man’s word has to be good – – no matter what the circumstances may be, or what they end up being. 

When I found out that God exalts His Word even above His name, I was in awe by that.  What a powerful character trait!  So, I figured that if that’s the way God is, then I should imitate Him, and be just like Him in that way.  I can truthfully say, and promise, that I will always keep my word to you, even if it’s to my own hurt. 

Giving, or I should say, the Joy of Giving, is one of my favorite areas of financial planning.  Unfortunately, it’s the least talked about by Trusted Advisors, and CPAs, if discussed at all.

It gives me great pleasure to assist business owners and individuals in designing a charitable giving plan.


Education is critically important. Success requires knowledge and that gaining of knowledge is an every day task. It makes you better, which means you’ll serve others better to become extraordinary.

I continually gain knowledge, which is actually a pleasure, but for the record, the following is my formal and professional education achievements:

Bachelor of Arts Degree – Texas State University 1975

American College – Bryn Mawr, PA  – Professional Designations:

  • Chartered Financial Consultant (ChFC)
  • Chartered Advisor in Philanthropy (CAP)
  • Chartered Life Underwriter (CLU)


Securities Licenses:

  • Series 7
  • Series 63
  • Investment Advisor Representative (IAR) – Texas


Life, Health, and Accident Insurance Licenses:

  • Texas
  • Arizona
  • Washington
  • North Carolina

My Gift from God . . .

. . . Is my beautiful wife, Marlene.  We met in July, 1977 in Miami, Florida and were married on June 24, 1978. 

She’s so special in many, many ways.  I would encourage you to visit her website:

Finally, my love of animals . . .

Ever since I was a little boy, I have had a deep love for animals, especially horses.  

If there was a horse around, I’d be trying to pet it, feed it, and even get up on it! 

I love to ride, and go on trail rides with friends.  When I’m around horses, whatever is going on in the world is of no significance.  They are my friends, and I love ’em!

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Happy Trails!